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Get the Right Coverage

At Larry E. Crum & Associates, we shop your car insurance with multiple carriers to ensure that you will receive best coverage at the lowest rate possible.

What's Covered in an Auto Policy?

Liability Coverage

Vehicle liability insurance is the basic insurance coverage that covers injuries or damage to other people or property if you’re at fault for an accident.

Medical Payment

Medical payment coverage may help pay your or your passengers’ medical expenses if you’re injured in a car accident, regardless of who caused the accident.


Collision insurance is a coverage that helps pay to repair or replace your car if it’s damaged in an accident with another vehicle or object.

Personal Injury

Personal injury protection, also known as PIP coverage, is a component of auto insurance that covers medical expenses regardless of who’s at fault, and often includes lost wages.


Comprehensive insurance is a coverage that helps pay to replace or repair your vehicle if it’s stolen or damaged in an incident that’s not a collision.

Uninsured Motorist

Uninsured motorist coverage protects you if you’re in an accident with an at-fault driver whose liability limits are too low to cover the damage or medical expenses.

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